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	<title>Penny Pinching Hints &#187; Savings for Daily Living</title>
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	<link>http://pennypinchinghints.com</link>
	<description>Just ONE Stop: Save Time and Money!</description>
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		<title>9 Ways to Save on College Texts</title>
		<link>http://pennypinchinghints.com/financial-savings/9-ways-to-save-on-college-texts/480/</link>
		<comments>http://pennypinchinghints.com/financial-savings/9-ways-to-save-on-college-texts/480/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 22:07:48 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Educational Planning]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[Buy books cheap]]></category>
		<category><![CDATA[college books savings]]></category>
		<category><![CDATA[save on textbooks]]></category>
		<category><![CDATA[ways to save on books]]></category>

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		<description><![CDATA[<ol>
<p>
<li>Buy used.  Even the college bookstore has used texts from the last semester’s or the last year’s students.  That’s not the only place to shop used; try Craigslist.org and&#8230;</li></p></ol>]]></description>
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		<item>
		<title>A Few Other Buying Tips You Need to Know</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/a-few-other-buying-tips-you-need-to-know/418/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/a-few-other-buying-tips-you-need-to-know/418/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 18:52:00 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying tips]]></category>
		<category><![CDATA[deals calendar]]></category>
		<category><![CDATA[other money-saving hints]]></category>
		<category><![CDATA[other penny pinching tips]]></category>
		<category><![CDATA[shopping bargain calendar]]></category>
		<category><![CDATA[shopping tips]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=418</guid>
		<description><![CDATA[<ul>
<p>
<li><strong>Buy by the month.</strong>  Certain months are known for a deal on certain items.  January is known as the month to buy linens.  After Christmas you can get deals on&#8230;</li></p></ul>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>After Christmas Specials!</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/after-christmas-specials/1378/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/after-christmas-specials/1378/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 01:45:25 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Great Deals]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[after-Christmas deals!]]></category>
		<category><![CDATA[Christmas specials]]></category>
		<category><![CDATA[post holiday sales]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1378</guid>
		<description><![CDATA[<p>If you are similar to our penny pinching experts, you love to be able to find great buys after Christmas.  Be sure to check out these great deals! </p>
<ul>
<p>
<li><a href="http://www.kohls.com"><strong>Kohls.com</strong></a> is&#8230;</li></p></ul>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Back to School Bargains</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/back-to-school-bargains/465/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/back-to-school-bargains/465/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 18:50:16 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying school supplies]]></category>
		<category><![CDATA[cheap back-to-school supplies]]></category>
		<category><![CDATA[inexpensive school gear]]></category>
		<category><![CDATA[school bargains]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=465</guid>
		<description><![CDATA[<p>Kids want STUFF for back to school.  Here are some under $30 buys to please them and you.</p>
<p><strong>School Supplies</strong></p>
<ul>
<p>
<li>eBags’ Downloader Laptop Backpack and Lands’ End ClassMate StudyHaul Backpack
</li>
</p>
<p>
<li>recycled&#8230;</li></p></ul>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bundling is Cheaper</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/bundling-is-cheaper/1972/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/bundling-is-cheaper/1972/#comments</comments>
		<pubDate>Sat, 05 Jun 2010 12:00:55 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Insurance Savings]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1972</guid>
		<description><![CDATA[<p>Bundling is buying either products or services together in a package at a discounted price.</p>
<p>Bundling for communication services is already well-known.  Buying your cable, your internet service, and phone&#8230;</p>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Car Buying Tips</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/car-buying-tips/351/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/car-buying-tips/351/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 22:08:25 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Cars]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[buying a car]]></category>
		<category><![CDATA[buying a new car]]></category>
		<category><![CDATA[buying a used car]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=351</guid>
		<description><![CDATA[<p><strong>Buying a New Car </strong>
<ul>
<p>
<li>Be very careful about entering into a lease for a new car.
</li>
</p>
<p>
<li>Buy a new car at the right time.  End-of-the-year sales (December and January)&#8230;</li></p></ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coupon Basics</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/coupons-basics/610/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/coupons-basics/610/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 16:47:27 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Coupons]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[online coupons]]></category>
		<category><![CDATA[saving money with coupons]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=610</guid>
		<description><![CDATA[<p>Coupons are great ways to save on all items from food in your grocery story to discounts for online shopping.  But, knowing a few basics about coupon use can&#8230;</p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cut Your Cost on Hearing Aids</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/cut-your-cost-on-hearing-aids/1991/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/cut-your-cost-on-hearing-aids/1991/#comments</comments>
		<pubDate>Sat, 19 Jun 2010 12:00:49 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[health savings]]></category>
		<category><![CDATA[medical savings]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1991</guid>
		<description><![CDATA[
<p>Hearing aids are hard to buy.  First, there are so many models and options along with many manufactures and companies.  It is hard to know which is right for&#8230;</p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cut Your Medication Costs in Half</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/cut-your-medication-costs-in-half/1223/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/cut-your-medication-costs-in-half/1223/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 14:29:27 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Groceries]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[reducing prescripton cost]]></category>
		<category><![CDATA[saving on medications]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1223</guid>
		<description><![CDATA[<p>It’s time to outsmart the drug companies.  Both doctors and medical insurance companies will comply with you. </p>
<p>Some people have saved up to $400 a year by splitting pills,&#8230;</p>]]></description>
		<wfw:commentRss>http://pennypinchinghints.com/savings-for-daily-living/cut-your-medication-costs-in-half/1223/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Deals of the Week! &#8212; Sept. 1 through Sept. 8</title>
		<link>http://pennypinchinghints.com/savings-for-daily-living/deals-of-the-week-91-982009/499/</link>
		<comments>http://pennypinchinghints.com/savings-for-daily-living/deals-of-the-week-91-982009/499/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 23:54:46 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Great Deals]]></category>
		<category><![CDATA[Save and Buy]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[deals of the week]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=499</guid>
		<description><![CDATA[<p>Check out these great bargains we found for you online! Please add any others you have found in the comment box below so that everyone will share in the&#8230;</p>]]></description>
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		<slash:comments>0</slash:comments>
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