Penny Pinching Hints » Financial Savings

Money Saving Tax Tips

Maureen Hodge — Mon, 24 Aug 2009 14:10:25 +0000

Take advantage of deductibles.

Student loan interest is deductible if you don’t itemize.

Donate old clothes and furniture. You can deduct the wholesale fair market value. Consider donating a large…

9 Ways to Save on College Texts

Maureen Hodge — Tue, 01 Sep 2009 22:07:48 +0000

Buy used. Even the college bookstore has used texts from the last semester’s or the last year’s students. That’s not the only place to shop used; try Craigslist.org and…

Back-to-College Textbook Deals

Maureen Hodge — Thu, 29 Jul 2010 15:44:27 +0000

The start of another semester at college will soon be here so it’s time to begin shopping for all of the text books that you and/or your student will need…

Beware Retirement Savings Through Credit Cards

Maureen Hodge — Sat, 06 Feb 2010 12:00:33 +0000

The Baby Boomers are reaching that age, and credit card companies see a way to entice them. Some credit cards are offering rewards programs are automatically placed in a…

Certificates of Deposit (CDs) Are a Great Way to Save

Maureen Hodge — Mon, 07 Sep 2009 14:21:32 +0000

CDs pay a higher rate of interest on monies you deposit as savings than what you receive when you deposit in a regular savings account. The stipulation is, however,…

Computer Deals for Students

Maureen Hodge — Tue, 08 Sep 2009 14:35:58 +0000

You will not always have to pay sticker price for computers for students going back to school or off to college. Think about these possible options. Although they may…

Don’t Use that PIN Number!

Maureen Hodge — Sat, 20 Mar 2010 12:00:59 +0000

Debit cards can help you stay out of debt. You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout the…

Everything You Need to Know About Credit Cards to Save Your Pennies

Penny Pinching Hints — Thu, 30 Jul 2009 15:47:44 +0000

Use credit cards wisely. Do not use a credit card like a bank. Bank loans are ultimately cheaper at 6-12 %, depending on the purpose of the loan. Credit cards…

General Strategies for Paying for College

Maureen Hodge — Tue, 25 Aug 2009 20:10:57 +0000

Here are some general strategies to help in saving money for college or finding money to pay for college:

Consider the thirds rule. Estimate the cost of 4 years of college. Have the…

Great Deals in Health, Home, Life and Auto Insurance

Maureen Hodge — Mon, 12 Apr 2010 19:45:01 +0000

On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act, thus introducing important changes to the health insurance landscape. The key goal of…