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	<title>Penny Pinching Hints &#187; Credit cards</title>
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	<description>Just ONE Stop: Save Time and Money!</description>
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		<title>Beware Retirement Savings Through Credit Cards</title>
		<link>http://pennypinchinghints.com/financial-savings/beware-retirement-savings-through-credit-cards/1547/</link>
		<comments>http://pennypinchinghints.com/financial-savings/beware-retirement-savings-through-credit-cards/1547/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 12:00:33 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Financial Strategies]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[credit card warnings]]></category>
		<category><![CDATA[retirement savings]]></category>

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<p>The Baby Boomers are reaching that age, and credit card companies see a way to entice them.  Some credit cards are offering rewards programs are automatically placed in a&#8230;</p>]]></description>
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		<title>Don’t Use that PIN Number!</title>
		<link>http://pennypinchinghints.com/financial-savings/1644/1644/</link>
		<comments>http://pennypinchinghints.com/financial-savings/1644/1644/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 12:00:59 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[debit cards warnings]]></category>
		<category><![CDATA[money tips]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/financial-savings/1644/1644/</guid>
		<description><![CDATA[<p>Debit cards can help you stay out of debt.  You are less likely to overspend when the charge comes directly from your bank account instead of accumulating throughout the&#8230;</p>]]></description>
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		<title>Everything You Need to Know About Credit Cards to Save Your Pennies</title>
		<link>http://pennypinchinghints.com/financial-savings/credit-cards/7/</link>
		<comments>http://pennypinchinghints.com/financial-savings/credit-cards/7/#comments</comments>
		<pubDate>Thu, 30 Jul 2009 15:47:44 +0000</pubDate>
		<dc:creator>Penny Pinching Hints</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[finance charges]]></category>
		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=7</guid>
		<description><![CDATA[<ul>
<li><strong>Use credit cards wisely.  Do not use a credit card like a bank.</strong> Bank loans are ultimately cheaper at 6-12 %, depending on the purpose of the loan.  Credit cards&#8230;</li></ul>]]></description>
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		<title>New Credit Card Law</title>
		<link>http://pennypinchinghints.com/financial-savings/new-credit-card-law/1561/</link>
		<comments>http://pennypinchinghints.com/financial-savings/new-credit-card-law/1561/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 12:01:09 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[credit card law]]></category>
		<category><![CDATA[credit card law regulations]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1561</guid>
		<description><![CDATA[
<p>Finally, consumers of credit card services are getting some protection.  The New Credit Card Act goes into effect this year, so you may be getting some very good news&#8230;</p>]]></description>
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		<title>Save Money: Make Sure You Have a Good Credit Score</title>
		<link>http://pennypinchinghints.com/financial-savings/save-money-make-sure-you-have-a-good-credit-score/1556/</link>
		<comments>http://pennypinchinghints.com/financial-savings/save-money-make-sure-you-have-a-good-credit-score/1556/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 11:00:42 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Financial Strategies]]></category>
		<category><![CDATA[credit score saves money]]></category>
		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1556</guid>
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<p>A better credit score, the higher the better, can save you thousands of dollars.  Interest rates are based on your credit score, and interest accumulates over the life of&#8230;</p>]]></description>
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		<title>Use Credit Cards Wisely While in College and Save</title>
		<link>http://pennypinchinghints.com/financial-savings/use-credit-cards-wisely-while-in-college-and-save/795/</link>
		<comments>http://pennypinchinghints.com/financial-savings/use-credit-cards-wisely-while-in-college-and-save/795/#comments</comments>
		<pubDate>Sat, 19 Sep 2009 23:44:11 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Educational Planning]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Financial Strategies]]></category>
		<category><![CDATA[credit cards for college students]]></category>
		<category><![CDATA[credit cards tips]]></category>

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		<description><![CDATA[<p>It is not a bad idea to have a credit card in college.  Credit cards help with identification, for travel plans, and in case of emergencies when you’re away&#8230;</p>]]></description>
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		<title>Use Your Credit Card to Help You Save on Unwanted or Flawed Purchases</title>
		<link>http://pennypinchinghints.com/financial-savings/credit-cards-financial-savings/use-your-credit-card-to-help-you-save-on-unwanted-or-flawed-purchases/1633/</link>
		<comments>http://pennypinchinghints.com/financial-savings/credit-cards-financial-savings/use-your-credit-card-to-help-you-save-on-unwanted-or-flawed-purchases/1633/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 12:00:32 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[credit cards saves money]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1633</guid>
		<description><![CDATA[<p>There are laws that protect you as a consumer, both state laws and federal laws. These laws apply to your credit cards and your debit cards.  Because of these&#8230;</p>]]></description>
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		<title>Ways to Save Your Pennies for the New Year</title>
		<link>http://pennypinchinghints.com/financial-savings/ways-to-save-your-pennies-for-the-new-year/1307/</link>
		<comments>http://pennypinchinghints.com/financial-savings/ways-to-save-your-pennies-for-the-new-year/1307/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 12:00:09 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Budgeting for Daily Needs]]></category>
		<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Insurance Savings]]></category>
		<category><![CDATA[Savings for Daily Living]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[saving money]]></category>
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		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=1307</guid>
		<description><![CDATA[<p>Saving money should be at the top of your New Year’s Resolution List this year!  But, how can you save money?  Here are some tips from the penny pinchers&#8230;</p>]]></description>
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		<title>You’re in Credit Card Debt?  Here are Some Tips to Save Yourself</title>
		<link>http://pennypinchinghints.com/financial-savings/you%e2%80%99re-in-credit-card-debt-here-are-some-tips-to-save-yourself/797/</link>
		<comments>http://pennypinchinghints.com/financial-savings/you%e2%80%99re-in-credit-card-debt-here-are-some-tips-to-save-yourself/797/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 23:45:07 +0000</pubDate>
		<dc:creator>Maureen Hodge</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Financial Savings]]></category>
		<category><![CDATA[Financial Strategies]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card debt reduction]]></category>
		<category><![CDATA[how to reduce credit card debt]]></category>
		<category><![CDATA[tips to reduce credit card debt]]></category>

		<guid isPermaLink="false">http://pennypinchinghints.com/?p=797</guid>
		<description><![CDATA[<p>Unfortunately, once you have credit card debt, you can be dragged into a spiral of problems that can actually put you further into debt, even if you do not&#8230;</p>]]></description>
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